50/30/20 rule calculator (euro amounts from net pay)
Turn monthly net pay into three buckets—quick sanity check before you fine-tune categories in Monwey. Not personalised advice.
The 50/30/20 rule is a simple frame: 50% needs, 30% wants, 20% savings and investments. This calculator turns net income into euro amounts; adjust if your rent or debt payments require a different split.
Illustrative 50/30/20 split—adjust percentages to your situation; not a substitute for personalized advice.
Your monthly net income
Next steps
Pair this monthly budget calculator with our guides, and use Monwey to compare with real spending.
Monthly budget calculator (spending split)
Monthly budget template guide—categories plus month-end checklist
Save this run and track it with your real numbers
Create a free account with Google or email: log income and spending, set goals, and revisit your simulation when rates or pay change.
Save my result with GoogleSign-up opens Monwey; you can start without linking your bank.